Cross-border remittances play a critical role in the global economy, but they are often expensive, slow, and difficult to access. The Policymakers’ Handbook on Enabling Migrant Remittances in Cross-Border Payment Models, published by UNCDF, outlines approaches for improving payment systems to better serve migrant workers and their families.
The handbook covers:
- Inclusive Payment Models – Design considerations for interoperable, low-cost systems.
- Sustainability & Business Case – Strategies for ensuring long-term viability and private-sector participation.
- Case Studies – Examples of cross-border payment models in different regions.
- Practical Tools – Checklists and frameworks to support policy development.
The document provides guidance for governments, central banks, and regulators seeking to improve cross-border remittances through policy and infrastructure development.