Fees to end users (individuals, merchants, billers, etc.) must be very low, possibly zero, and may vary by use case. DFSPs should realize most revenue from adjacent, value-added services, rather than from payment fees. The Inclusive IPS ensures that the original value of the amount transferred is not diminished by unnecessary fees or costs when it reaches the payee.
How to Implement
Practices
Low Fees for DFSPs
Learn More Review Low Fees for DFSPsNot for Loss Business Model
Learn More Review Not for Loss Business ModelDesign Accomodates Basic User Devices
Learn More Review Design Accomodates Basic User DevicesWhy It Matters
This reduces cost barriers, encourages adoption, and ensures that digital payments remain accessible and affordable, especially for underserved populations.
Related Resources
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Review other L1P practices and learn more about how to apply them to your IPS.
