How to Implement
Guidance
Understand government payment needs.
Government entities can be significant users of an Inclusive IPS and have widely varying needs depending on the specific entity and jurisdiction. Early stakeholder engagement is needed to understand how the diverse conditions (e.g. existing state of digital record usage, current collections and disbursement methods, other relevant regulation, requirements to validate beneficiaries / payees) impact government needs. Government readiness to use the new system may provide early payment volumes and also helps make other end users aware of the benefits of the Scheme, promoting additional participation.
Design for government payment needs.
After cataloging the varied needs of government entities as acceptors and originators of payments, ensure that Scheme technical requirements and rules support seamless government payments to and from all types of end users.
Send payments directly to women.
When possible and appropriate, and with due consideration for women’s privacy concerns, government agencies should prioritize digital social disbursement payments into women-owned accounts.
Why It Matters
This ensures greater scale for the Inclusive IPS, and signals trust in the system, making it more useful for all people, including underserved communities.
Seeing More Clearly
Select a lens to learn the “why” this practice.
Women’s Inclusion
Many women’s first interaction with digital payments is a result of government disbursements (G2P), which require thoughtful design to ensure women’s needs are adequately addressed and that women build confidence and trust in digital payments.
Tools
Design Guides
Dig into how to implement each of the practices.
Integrating Learning Moments
Recommendations for types of information that could be included in embedded learning moments, alongside illustrative market examples.
Review Integrating Learning MomentsAn Imperative for End-User Co-Design
Summary of existing resources related to embedding users into the design process for digital public infrastructure generally and Inclusive IPSs specifically.
Review An Imperative for End-User Co-DesignEmbedding Personal Safety Features into User Interface
Resources for ensuring that women have adequate safety protections within a DFSP user interface.
Review Embedding Personal Safety Features into User InterfaceUser Interface Attributes
Overview of key user interface attributes and illustrative market examples.
Review User Interface AttributesSelect Resources for Policymakers in Driving Increased Women Agent Networks
Description of existing guidance on increasing the number of women agents and a call to action for enabling financing to help women become agents.
Review Select Resources for Policymakers in Driving Increased Women Agent NetworksSafeguarding Against Intimate Partner Violence
This risk note describes the unintended consequence of intimate partner violence, which may arise as a byproduct of directing payments to women, and offers strategies…
Review Safeguarding Against Intimate Partner ViolenceDigital G2P Payments Made Directly to Women-Owned Accounts
This design note summarizes and links to three excellent reports illustrating the particular benefits of directly G2P payments to women recipients, and suggesting practical guidance…
Review Digital G2P Payments Made Directly to Women-Owned AccountsGeneric payments scheme rulebook categories and example table of contents
A generic scheme rules that IIPS operators can use to build their own rulebook
Review Generic payments scheme rulebook categories and example table of contentsRelated Resources
From the Community
Helpful resources from other organizations on implementing this practice.
Explore more practices
Review other L1P practices and learn more about how to apply them to your IPS.
