Challenge
S- GDD collection is nascent, and policymakers may not yet recognize the value of S-GDD. Examples of GDD collection by policymakers vary by market, but some key themes are present across leaders in the space. It is also worth noting that even leading examples have room for improvement and do not fully align with best practices in data collection and, more importantly, usage. Additionally, credit-related GDD is more likely to be reported than payments-related data, as Peru illustrates. However, this is beginning to shift; according to AFI, “there is an ongoing project [in Peru] to include additional indicators related to digital payment services, aiming to enhance the understanding of women’s financial behavior.”[1] While collection and usage are nascent, policymakers recognize the value of supply-side payments-related data in better designing interventions for women.
Approach
Select Examples of Regulator Approaches: Mexico and Peru:
Select Examples of Regulator Approaches: Mexico and Peru
Market: Mexico
Supervisor-Led, Partial Payments Focus
Mandated Supply-Side Collection Approach: Mexico’s supervisory banking authority requires quarterly reporting on gender-disaggregated measures.
Supply-Side GDD Elements: Digital financial services account ownership and usage, in addition to financial institution hiring and contracts, savings, consumer credit, and household credit.
Supply-Side GDD Usage: GDD is published through an interactive dashboard (Spanish only) and is used to inform policy decisions in concert with demand-side research.[3]
Impact: Mexico’s GDD collection practices have led to an expanded national focus on financial education for women.
Market: Peru
Central Bank-Led, Partial Payments Focus
Mandated Supply-Side Collection Approach: The Peruvian Central Bank requires participants to submit GDD through a defined template.
Supply-Side GDD Elements: For online and mobile banking providers, account ownership and transactions by gender are required.
Supply-Side GDD Usage: GDD is used to inform Peru’s national financial inclusion strategy.
Impact: GDD has helped inform national understanding of the gender gap in financial services.
Results
As shown in the impact sections above, S-GDD collection and publication help inform awareness of the gender gap in financial services for ecosystem participants, as well as efforts to address it.
[1] “Enabling Women’s Financial Inclusion Through Data: The Case of Mexico,“ Data2X, October 2019, https://data2x.org/wp-content/uploads/2019/08/WFID-Mexico-Case-Study_FINAL.pdf
[2] “Payment Systems Reports,” JoPACC, accessed August 26, 2025, https://www.jopacc.com/publications/payment-system-reports.
[3] “Enabling Women’s Financial Inclusion Through Data: The Case of Mexico,“ Data2X, October 2019, https://data2x.org/wp-content/uploads/2019/08/WFID-Mexico-Case-Study_FINAL.pdf