Explore the Practices below
See all L1P practices or filter based on a design Lens to see the practices that best support them.
Instant Payment
Credit push transfers of funds from the payer to the payee that are completed in real-time with funds immediately available for use by the receiver
Interoperable
Scheme enables bank and non-bank DFSPs to seamlessly exchange payments
Pay Everywhere for Anything
End users can send and receive payments for all necessary purposes
Inclusive Governance
Scheme offers equal ownership opportunities to DFSPs, and input mechanisms to all participants
Low Fees for End Users
Scheme ensures transaction fees are affordable for end users
Safe Payments
Scheme ensures that users can conduct their transactions safely
Shared Capabilities
Scheme and DFSPs jointly invest in shared capabilities
Download the L1P Principles Worksheet
The Level One Project recognizes the complexity of bringing an inclusive instant payment system to life. We advocate for a set of interdependent Practices which, taken together, result in resilient infrastructure that reaches the poorest.
Our online L1P Principles Worksheet allows you to browse the full Set of principles, practices, and which lenses are most relevant to each. For more on lenses, check out the Fraud Mitigation Lens, the Cross-Border Lens, and the forthcoming Women’s Inclusion lens.
Explore the Resource Library
View our comprehensive and searchable library of documentation to review how the Level One Project Principles can be put into practice.
